:root{
  --bg:#070c16;
  --bg2:#0b1320;
  --panel:#0e1a2e;
  --text:#eef3ff;
  --muted:rgba(238,243,255,0.68);
  --muted2:rgba(238,243,255,0.52);
  --gold:#d4af37;
  --gold2:#f2d77e;
  --stroke:rgba(255,255,255,0.10);
  --stroke2:rgba(255,255,255,0.07);
  --shadow: 0 18px 50px rgba(0,0,0,0.45);
  --shadow2: 0 10px 30px rgba(0,0,0,0.34);
  --r:18px;
  --r2:24px;
  --max:1160px;
}

*{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  font-family: "Montserrat", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color: var(--text);
  background:
    radial-gradient(1200px 700px at 75% -10%, rgba(212,175,55,0.12), transparent 58%),
    radial-gradient(900px 600px at 20% 15%, rgba(110,160,255,0.09), transparent 55%),
    linear-gradient(180deg, var(--bg), var(--bg2));
  overflow-x:hidden;
}

a{ color:inherit; text-decoration:none; }
.wrap{ width:min(var(--max), 92%); margin:0 auto; }
.muted{ color: var(--muted); }
.sep{ color: rgba(238,243,255,0.45); }

.topbar{
  background: rgba(6,10,18,0.55);
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.topbar__inner{
  display:flex; align-items:center; justify-content:space-between;
  padding: 10px 0;
  gap: 14px;
  flex-wrap:wrap;
}
.topbar__left{
  display:flex; align-items:center; gap:10px;
}
.topbar__right{
  display:flex; align-items:center; gap:10px;
  flex-wrap:wrap;
}
.topbar__link{
  font-size:12px;
  color: rgba(238,243,255,0.72);
}
.topbar__link:hover{ color: var(--gold2); }

.pill{
  display:inline-flex;
  padding: 6px 10px;
  border-radius: 999px;
  font-size: 11px;
  font-weight: 600;
  color: var(--gold2);
  background: rgba(212,175,55,0.10);
  border: 1px solid rgba(212,175,55,0.20);
}
.dot{
  width:6px; height:6px; border-radius:999px;
  background: rgba(212,175,55,0.85);
}

.nav{
  position: sticky;
  top: 0;
  z-index: 50;
  backdrop-filter: blur(14px);
  background: rgba(7,12,22,0.62);
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.nav__inner{
  display:flex; align-items:center; justify-content:space-between;
  padding: 14px 0;
  gap: 12px;
}
.brand{
  display:flex; align-items:center; gap:12px;
}
.brand__mark{
  width:40px; height:40px;
  border-radius: 14px;
  display:grid; place-items:center;
  font-weight: 800;
  color: var(--gold2);
  background: rgba(212,175,55,0.10);
  border: 1px solid rgba(212,175,55,0.22);
  box-shadow: 0 10px 26px rgba(212,175,55,0.10);
}
.brand__logo{ height:40px; width:auto; display:block; }
.brand__text{
  display:flex; flex-direction:column;
  line-height:1.1;
}
.brand__text strong{
  font-size: 14px;
  letter-spacing: 0.2px;
}
.brand__text span{
  font-size: 12px;
  color: var(--muted2);
}

.nav__links{
  display:flex; align-items:center; gap: 18px;
}
.nav__links a{
  font-size: 13px;
  color: rgba(238,243,255,0.78);
  padding: 10px 10px;
  border-radius: 12px;
  transition: background .18s ease, color .18s ease;
}
.nav__links a:hover{
  background: rgba(255,255,255,0.06);
  color: var(--text);
}
.nav__links a.active{
  background: rgba(212,175,55,0.12);
  border: 1px solid rgba(212,175,55,0.20);
  color: var(--gold2);
}

.nav__actions{
  display:flex; align-items:center; gap: 10px;
}
.iconbtn{
  display:none;
  width:44px; height:44px;
  border-radius: 14px;
  border: 1px solid rgba(255,255,255,0.10);
  background: rgba(255,255,255,0.06);
  color: var(--text);
  cursor:pointer;
}

.mobile{
  display:none;
  padding: 10px 0 16px;
}
.mobile.open{ display:block; }
.mobile a{
  display:block;
  padding: 12px 12px;
  margin-top: 8px;
  border-radius: 14px;
  color: rgba(238,243,255,0.80);
  border: 1px solid rgba(255,255,255,0.06);
  background: rgba(255,255,255,0.04);
}
.mobile a:hover{
  border-color: rgba(212,175,55,0.22);
  color: var(--gold2);
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding: 12px 16px;
  border-radius: 14px;
  font-size: 13px;
  font-weight: 600;
  border: 1px solid rgba(255,255,255,0.12);
  background: rgba(255,255,255,0.06);
  color: var(--text);
  transition: transform .18s ease, background .18s ease, border-color .18s ease;
}
.btn:hover{
  transform: translateY(-1px);
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.16);
}
.btn--gold{
  background: linear-gradient(135deg, var(--gold), var(--gold2));
  border-color: rgba(212,175,55,0.52);
  color:#0a0f1c;
  box-shadow: 0 12px 26px rgba(212,175,55,0.16);
}
.btn--gold:hover{ transform: translateY(-2px); }
.btn--ghost{
  background: rgba(255,255,255,0.04);
}

.hero{
  padding: 80px 0 36px;
}
.hero__grid{
  display:grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 28px;
  align-items: start;
}
h1{
  margin: 8px 0 12px;
  font-size: clamp(34px, 4.2vw, 54px);
  line-height: 1.05;
  letter-spacing: -0.6px;
}
.lead{
  margin: 0;
  max-width: 62ch;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.75;
}
.hero__cta{
  display:flex;
  gap: 12px;
  flex-wrap:wrap;
  margin-top: 18px;
}

.trust{
  margin-top: 22px;
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}
.trust__item{
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: var(--r);
  padding: 14px;
}
.trust__label{
  display:block;
  font-size: 11px;
  color: var(--muted2);
  margin-bottom: 6px;
}
.trust__value{
  display:block;
  font-size: 13px;
  font-weight: 600;
  color: rgba(238,243,255,0.92);
}

.heroCard{
  background: linear-gradient(180deg, rgba(255,255,255,0.06), rgba(255,255,255,0.03));
  border: 1px solid rgba(255,255,255,0.10);
  border-radius: var(--r2);
  box-shadow: var(--shadow);
  padding: 22px;
}
.heroCard__top .tag{
  display:inline-flex;
  font-size: 11px;
  font-weight: 600;
  color: var(--gold2);
  background: rgba(212,175,55,0.10);
  border: 1px solid rgba(212,175,55,0.18);
  padding: 6px 10px;
  border-radius: 999px;
}
.heroCard h3{
  margin: 12px 0 8px;
  font-size: 15px;
  letter-spacing: 0.1px;
}
.heroCard p{
  margin: 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.7;
}
.heroCard__list{
  margin-top: 16px;
  display:grid;
  gap: 10px;
}
.mini{
  display:flex;
  align-items:flex-start;
  gap: 10px;
  padding: 12px 12px;
  border-radius: 16px;
  background: rgba(10,18,34,0.50);
  border: 1px solid rgba(255,255,255,0.07);
}
.mini__icon{
  width:28px; height:28px;
  border-radius: 12px;
  display:grid; place-items:center;
  font-weight: 800;
  font-size: 12px;
  color: var(--gold2);
  background: rgba(212,175,55,0.12);
  border: 1px solid rgba(212,175,55,0.20);
  flex: 0 0 auto;
}
.mini strong{
  display:block;
  font-size: 13px;
}
.mini span{
  display:block;
  margin-top: 2px;
  color: var(--muted2);
  font-size: 12px;
}
.heroCard__foot{
  margin-top: 14px;
  padding-top: 14px;
  border-top: 1px solid rgba(255,255,255,0.06);
}

.section{
  padding: 64px 0;
}
.section__head{
  display:flex; align-items:flex-end; justify-content:space-between;
  gap: 18px;
  margin-bottom: 20px;
}
h2{
  margin:0;
  font-size: 22px;
  letter-spacing: -0.2px;
}
.cards{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
.card{
  background: linear-gradient(180deg, rgba(255,255,255,0.06), rgba(255,255,255,0.03));
  border: 1px solid rgba(255,255,255,0.10);
  border-radius: var(--r);
  box-shadow: var(--shadow2);
  padding: 18px;
  transition: transform .18s ease, border-color .18s ease, background .18s ease;
}
.card:hover{
  transform: translateY(-3px);
  border-color: rgba(212,175,55,0.22);
  background: linear-gradient(180deg, rgba(212,175,55,0.05), rgba(255,255,255,0.03));
}
.card__icon{
  width:44px; height:44px;
  border-radius: 16px;
  display:grid; place-items:center;
  font-weight: 800;
  color: var(--gold2);
  background: rgba(212,175,55,0.11);
  border: 1px solid rgba(212,175,55,0.22);
}
.card h3{ margin: 12px 0 8px; font-size: 15px; }
.card p{ margin: 0 0 12px; color: var(--muted); font-size: 13px; line-height: 1.7; }

.bullets{
  margin: 0;
  padding-left: 18px;
  color: rgba(238,243,255,0.70);
  font-size: 12px;
  line-height: 1.8;
}

.split{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.panel{
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.10);
  border-radius: var(--r2);
  box-shadow: var(--shadow2);
  padding: 22px;
}
.checklist{
  margin-top: 14px;
  display:grid;
  gap: 10px;
}
.check{
  display:flex;
  gap: 10px;
  align-items:flex-start;
  padding: 12px;
  border-radius: 16px;
  background: rgba(10,18,34,0.45);
  border: 1px solid rgba(255,255,255,0.07);
}
.check__mark{
  width:24px; height:24px;
  border-radius: 10px;
  display:grid; place-items:center;
  font-weight: 900;
  color: var(--gold2);
  background: rgba(212,175,55,0.12);
  border: 1px solid rgba(212,175,55,0.20);
  flex: 0 0 auto;
}
.check strong{ font-size: 13px; }
.check span{
  display:block;
  margin-top: 2px;
  color: var(--muted2);
  font-size: 12px;
  line-height: 1.6;
}

.stats{
  margin-top: 14px;
  display:grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
}
.stat{
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--r);
  padding: 14px;
}
.stat strong{
  display:block;
  color: var(--gold2);
  font-size: 16px;
}
.stat span{
  display:block;
  margin-top: 6px;
  color: var(--muted2);
  font-size: 12px;
  line-height: 1.6;
}
.note{
  margin-top: 12px;
  font-size: 12px;
  padding-top: 12px;
  border-top: 1px solid rgba(255,255,255,0.06);
}

.steps{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}
.step{
  display:flex;
  gap: 12px;
  align-items:flex-start;
  padding: 18px;
  border-radius: var(--r2);
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.10);
  box-shadow: var(--shadow2);
}
.step__num{
  width:38px; height:38px;
  border-radius: 16px;
  display:grid; place-items:center;
  font-weight: 800;
  color: var(--gold2);
  background: rgba(212,175,55,0.10);
  border: 1px solid rgba(212,175,55,0.20);
  flex: 0 0 auto;
}
.step h3{ margin: 2px 0 6px; font-size: 15px; }
.step p{ margin: 0; font-size: 13px; line-height: 1.7; }

.reviews{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.review{
  border-radius: var(--r2);
  padding: 18px;
  background: linear-gradient(180deg, rgba(255,255,255,0.06), rgba(255,255,255,0.03));
  border: 1px solid rgba(255,255,255,0.10);
  box-shadow: var(--shadow2);
}
.stars{
  color: var(--gold2);
  letter-spacing: 2px;
  font-size: 12px;
}
.review p{
  margin: 10px 0 10px;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.75;
}

.quote{
  padding-bottom: 84px;
}
.quote__box{
  border-radius: 28px;
  padding: 22px;
  background:
    radial-gradient(900px 320px at 20% 0%, rgba(212,175,55,0.16), transparent 55%),
    linear-gradient(180deg, rgba(255,255,255,0.06), rgba(255,255,255,0.03));
  border: 1px solid rgba(212,175,55,0.20);
  box-shadow: var(--shadow);
  display:grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 14px;
  align-items:start;
}
.quote__actions{
  margin-top: 14px;
  display:flex;
  gap: 12px;
  flex-wrap:wrap;
}
.quote__fine{ margin-top: 12px; font-size: 12px; }

.form{
  background: rgba(10,18,34,0.55);
  border: 1px solid rgba(255,255,255,0.10);
  border-radius: 20px;
  padding: 14px;
}
label{
  display:block;
  margin: 10px 0 6px;
  font-size: 11px;
  color: var(--muted2);
}
input, select{
  width:100%;
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid rgba(255,255,255,0.10);
  background: rgba(255,255,255,0.06);
  color: var(--text);
  outline:none;
  font-size: 13px;
}
input::placeholder{ color: rgba(238,243,255,0.45); }
.form__row{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.form__submit{
  width:100%;
  margin-top: 12px;
}
.form__msg{
  margin-top: 10px;
  font-size: 12px;
  color: var(--gold2);
  min-height: 16px;
}

.footer{
  background: rgba(6,10,18,0.45);
  border-top: 1px solid rgba(255,255,255,0.06);
  padding: 28px 0 40px;
}
.footer__inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 12px;
  flex-wrap:wrap;
}
.footer__left{
  display:flex;
  flex-direction:column;
  gap: 4px;
}
.footer__right a{
  color: rgba(238,243,255,0.70);
  font-size: 12px;
}
.footer__right a:hover{ color: var(--gold2); }

/* Scroll reveal (professional: subtle, no bouncing) */
.reveal{
  opacity: 0;
  transform: translateY(14px);
  transition: opacity .60s ease, transform .60s ease;
  will-change: opacity, transform;
}
.reveal.show{
  opacity: 1;
  transform: translateY(0);
}
.delay-1{ transition-delay: .08s; }
.delay-2{ transition-delay: .16s; }

@media (max-width: 980px){
  .hero__grid{ grid-template-columns: 1fr; }
  .trust{ grid-template-columns: 1fr; }
  .cards{ grid-template-columns: 1fr; }
  .split{ grid-template-columns: 1fr; }
  .steps{ grid-template-columns: 1fr; }
  .reviews{ grid-template-columns: 1fr; }
  .quote__box{ grid-template-columns: 1fr; }
}

@media (max-width: 780px){
  .nav__links{ display:none; }
  .iconbtn{ display:inline-grid; place-items:center; }
}

@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior:auto; }
  .reveal{ opacity:1; transform:none; transition:none; }
  .btn, .card{ transition:none; }
}